Notices and liability

centino helps you keep track of your finances and plan ahead. It doesn't replace professional advice.

No financial or investment advice

centino is not financial, investment, tax or legal advice. Reports, tips, savings goals and forecasts are based solely on your transactions and your own assumptions. They are not a recommendation to buy, sell or sign up for anything.

For decisions with bigger consequences (investing, loans, taxes, insurance), talk to a licensed advisor.

How reliable the numbers are

• centino is only as accurate as your data: missing, duplicate or miscategorised transactions change the results.
• Forecasts are calculations with your assumptions and without inflation, not a promise about the future.
• Exchange rates are the European Central Bank's reference rates, and portfolio values come from your last import. Both can differ from the actual value.
• The balances in centino don't replace your bank's statements.

Your data

Your data stays encrypted with you alone. You're responsible for backing it up. centino reminds you about backups and creates them on request. More in the app privacy policy.