Life event · First own flat
Rent, power, internet and insurance are all on you for the first time. centino shows what goes out every month and whether the account lasts until the first.
Notify meThe last box is unpacked. Lea sits on the new sofa, phone in hand, checking her balance for the third time today.
Lea is 23 and signed her first own lease a month ago. The deposit, the furniture and the first rent are gone. She wonders: how much is actually fixed, and will it last until the first?
The deposit is paid, then the sofa, lamps and the van. The account is emptier than expected.
In centino: Spending & Income shows the move by category, so she sees where the money went this month.
Rent goes out on the first, plus power, internet and phone. Is there enough left until payday?
In centino: Upcoming transactions show what's still due this month and how much will be left in the account.
By now Lea knows her month: rent, power, the streaming subscription, liability insurance. Which of it could be cheaper?
In centino: Regular payments lists all fixed costs with their amount and shows what's left after them each month.
Everything sits in one file encrypted with AES-256, protected by your password. No user account, no bank login, no server. What you look at stays with you.
One is enough to start. centino finds regular payments once there are transactions from three months. Until then you can add the rent by hand.
Yes. Add an account for cash and enter expenses as they happen.
No. centino shows your own numbers clearly. You make the decisions yourself, with professional advice where needed. More under Notices and liability.
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