Life event · Baby and parental leave
Less income for a while, plus new expenses. centino helps you plan what's possible from now on and shows how long your savings last.
Notify meThree in the morning, the baby is finally asleep again. Sara sits in the living room with a cup of tea, working out in her head how long the money will last during parental leave.
Sara is 34 and has been on parental leave since spring, Tim still works full time. Instead of two salaries there is one now, plus parental benefit for a while. They want to know: how much can we spend without touching our reserves?
From now on there's one salary less. Where can they save, and how much is left then?
In centino: In Budget planning they set what they want to spend in future for each budget group, next to their average so far.
Nappies, a stroller, baby clothes. A lot is new, some of it only once.
In centino: Spending & Income shows what has changed compared with the previous month.
Their reserves should bridge the parental leave. How many months do they cover?
In centino: The emergency fund under Saving goals shows how many months of expenses the savings on reserve accounts cover.
Everything sits in one file encrypted with AES-256, protected by your password. No user account, no bank login, no server. What you look at stays with you.
Yes. In Budget planning you enter what you want to spend or earn per group in future and see what's left each month.
No. How much you're entitled to is something the responsible office tells you. In centino you see the payments once they're in your account.
No. centino shows your own numbers clearly. You make the decisions yourself, with professional advice where needed. More under Notices and liability.
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