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Life event · Separation

A fresh start after a separation.

Your own accounts, new rent, one income instead of two. centino helps you keep the overview in the first months, calmly and just for you.

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Example, made up

Sunday evening, the children are asleep. Anna sits at the kitchen table with a pile of letters from the insurer, the power company and the bank.

Anna is 42 and has lived alone with her two children since the summer. The joint account still exists, her own one is new. She only wants to know one thing: is it enough, and what still goes through the old account?

Anna's first three months
  1. Week 1

    Own accounts, old contracts.

    Anna opens a current account of her own. Rent, power and two insurance policies still run through the joint account.

    In centino: Under Regular payments she sees all fixed costs on one page and notices that the household insurance is being paid twice.

    centino, Regular payments: fixed costs with amount and next date
  2. Month 1

    One income instead of two.

    Her salary and maintenance come into her account, the new rent goes out. How much is left now?

    In centino: The Overview says it in one sentence, and upcoming transactions show whether the money lasts until the first.

    centino, Overview: what's left in the month
  3. Month 3

    The new routine settles in.

    The children need new things, the commute is longer. Where does the money go now?

    In centino: Spending & Income compares with the months before and shows what the new situation has changed.

    centino, Spending and income by category

Your numbers are yours alone.

Everything sits in one file encrypted with AES-256, protected by your password. No user account, no bank login, no server. What you look at stays with you.

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Questions and answers

Frequently asked questions

Can I keep tracking the old joint account?

Yes. Add it as an account of its own and archive it once it's closed. Its transactions stay in your reports.

Does centino work out maintenance payments?

No. How much maintenance is due is something to clarify with an advice centre or a law firm. In centino you see maintenance as a regular payment and what's left after it.

Is centino financial advice?

No. centino shows your own numbers clearly. You make the decisions yourself, with professional advice where needed. More under Notices and liability.

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